Ready to work with us? insurance@nationalcover.com.au

FAQ

Frequently Asked Questions

Save Big on Car Insurance

Insurance Broking with a Difference

We act for motorists, not insurance companies Whilst most insurance brokers are sales agents for insurance companies, our goal is to supply quotes as a buyer's agent.
More products As a buyer's agent, we are able to offer a greater variety of products compared to a sales agent. We are not limited in the types of policies we can quote.
Better prices Whereas a typical broker might only quote a smaller variety of products issued by participating underwriters, we take a broader approach in researching the market as a whole and offering to quote products which are more competitive than other products.
... Price research

We use price research to identify if clients are getting the best deal for car insurance.

How to Lower Your Price

  • Do your research.  By talking to an expert, it's possible to find out what products are available to insure your car.  Research prices before renewing
  • Restructure your insurance.  Vehicle ownership can become complicated when multiple potential owners are involved. Choosing to place insurance under one entity over another often makes a significant price difference.
  • Lower your coverage.  In certain circumstances, particularly in relation to fleet insurance, sometimes it might make more sense to insure for third party property only, rather than comprehensive insurance.
  • Decrease insured value.  Some motor policies offer agreed value options. Selecting the minimum agreed value often results in price savings compared to market value insurance.
  • Decrease policy options. Removal of add-ons like windscreen replacement and hire car coverage, will decrease your end premium.
  • Increase your excess.  An insurance policy with a higher excess will cost less than the same policy with low excess.

Price Match Guarantee

Lowest Prices Through Research

The prices we are ofering should be the most competitive in the market becasue we have access to all policies in the market, rather than only some. Please let us know if you have a alternative quote with a better price, and we should be able to match it or beat it.